TARA PAYNE
Tara Payne is a graduate of Saint Anselm College and received her MBA from Rivier College. Tara is a former AmeriCorps volunteer and college admissions representative. She has worked at the NHHEAF Network Organizations since 1996 during which time institutionalized the Center for College Planning as a statewide resource for students and parents planning for higher education. She has presented at hundreds of schools, businesses and community organizations and associations on topics ranging from early college planning and college access to scholarship funding and targeted communications. Currently, she serves as the VP for Corporate Communications and Marketing. She lives in Concord with her husband and three children.
PRESENTATION:
Clothed, Fed, and Over Their Heads
The New Hampshire Higher Education Assistance Foundation (NHHEAF) is responsible for working with students and families on ways to responsibly fund postsecondary education. As college costs 
continue to rise at a rate higher than inflation, NHHEAF is committed to taking a closer look at the financial hardships its borrowers face. How much credit card debt do students have? How many have been reported delinquent on their credit card payments? Why is personal financial literacy important? “Clothed, Fed & Over Their Heads?” examines the credit card use patterns of NHHEAF student loan borrowers. The analysis includes a breakdown of the credit card debt of 8,573 undergraduate college students and 22,274 former undergraduate college students now in repayment on their loans.
